Please read these terms of use carefully before using the site
4C Mortgage Consultancy maintains this Web Site and all the information, communications, software, scripting, photos, text, video, graphics, music, sounds, images and other materials and services found on the Site (collectively 'Content'), for the use of its customers, employees and members of the general public but only for the lawful purposes described below. Such content is provided by 4C Mortgage Consultancy as a convenience to its customers and to the general public.
In exchange for accessing, browsing and/or using the Site, you agree to be bound by these terms and to comply with all applicable laws and regulations, including without limitation to UAE law concerning the Protection of the Intellectual Work and Rights of the Author and the Implementing Regulations thereof. You represent you have the legal authority to accept these Web Site Terms of Use on behalf of yourself or any party you represent. Use of the Site is unauthorised in any jurisdiction that does not give effect to these Web Site Terms of Use, including without limitation this paragraph.
If you do not agree to these terms, do not use the site.
The Site is controlled and operated in whole or in part by 4C Mortgage Consultancy from its offices within UAE. By accessing the Site you agree that the laws and regulations of the UAE without regard to conflicts of laws principles, will apply to all matters relating to use of the Site, and you agree that any litigation shall be subject to the exclusive jurisdiction of the Courts of UAE. Those who access the Site from other locations do so at their own risk and are responsible for compliance with applicable local laws. 4C Mortgage Consultancy makes no representation that the Content in the Site is appropriate or available for use in other locations, and access to it from territories where the Content is illegal is prohibited. You acknowledge that 4C Mortgage Consultancy reserves the right in its sole discretion to refuse to terminate access to the Site by you at any time.
Copyright and restrictions on use of content
While 4C Mortgage Consultancy provides the information on this Site to anyone, we retain copyright along with the rightful owners on all text and graphic images. You acknowledge, having been advised by 4C Mortgage Consultancy, that the Content is protected in the UAE and internationally by a variety of laws, including but not limited to, copyright laws and treaty provisions, trademark laws and other proprietary rights laws (collectively 'Rights'). In addition to 4C Mortgage Consultancy's Rights in individual elements of the Content, 4C Mortgage Consultancy or its licensors own a copyright in the selection, coordination and arrangement of the Content.
You are hereby granted permission to access the Content from the Site in whole or in part, (and except where otherwise specified or provided by 4C Mortgage Consultancy, print a single copy of the information for your own personal use) but only for purposes of viewing and browsing through the Site or ordering products or services from the Site if applicable. You are also hereby granted permission to the store files on your computer for your own personal use; reference hypertext documents on the Site from your own documents. However, these permissions terminate automatically if you breach any of the Web Site Terms of Use. 4C Mortgage Consultancy is not granting you any permission to use the Content other than the permission expressly stated in these Web Site Terms of Use. All other use of Content from the Site, including, but not limited to modification, publication, transmission, participation in the transfer of sale of, reproduction, creation of derivative works from, distribution, performance, display, incorporation into another web site, reproducing the Site (whether by linking, framing or any other method), 'mirroring' the Site or in any other way exploiting any of the Content, in whole or in part, or downloading and using software repeatedly for uses other than those expressly permitted may not be made without 4C Mortgage Consultancy's prior express written consent.
Submission and collection of information
There are instances where 4C Mortgage Consultancy requests personally identifiable information from the Site users to provide them with a service or correspondence (promotions and mailed brochures). This information, such as name, mailing address, e-mail address, type of request and possibly additional information, is collected and stored in a manner appropriate to the nature of the data by 4C Mortgage Consultancy and is used to fulfill your request. Although 4C Mortgage Consultancy makes every effort to ensure the secure collection and transmission of sensitive user information using industry accepted data collection and encryption methodologies 4C Mortgage Consultancy does not guarantee the security of any information transmitted to or from the Site or data gathered from the usage of the Site. The information you provide and the data gathered is used by 4C Mortgage Consultancy to improve the services we provide you. You hereby grant 4C Mortgage Consultancy an unrestricted, royalty-free, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute any information you send, and agree that 4C Mortgage Consultancy is free to use any ideas, concepts, know-how or techniques that you send 4C Mortgage Consultancy for any purpose.
Prohibited conduct
You are prohibited from posting or transmitting to or from the Site any unlawful, threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other material that could give rise to any civil or criminal liability under the law. You agree (i) not to use the Site to upload or distribute in any way files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; (ii) not to interfere or disrupt the Site or any networks connected to the Site; (iii) not to use any device, software or routine or attempt to interfere with the proper functioning of the Site or any transactions being offered at the Site (iv) not to use the Site to collect or export personal information, including, without limitation, financial information, about other participants at the Site; (v) not to use the services, products associated with the Site for illegal purposes, and (vi) to comply with all regulations, policies and procedures or networks connected to the Site.
Disclaimer of warranty
4C Mortgage Consultancy DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE CONTENT OF THE SITE OR ANY OTHER WEB SITES LINKED TO OR FROM THE SITE. THE CONTENT OF THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO APPLICABLE LAW, 4C Mortgage Consultancy DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF THIRD PARTY RIGHTS.
Revisions
4C Mortgage Consultancy may revise or withdraw the Content, in whole or in part, at any time without notice. 4C Mortgage Consultancy may at any time revise these Web Site Terms of Use by updating this posting. By using the Site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current Web Site Terms of Use to which you are bound.
Additional information
Any questions regarding this Policy should be directed to 4C Mortgage Consultancy.