I am looking to buy some property for investment. Should I speak to a mortgage expert before starting my house hunting?   Certainly, it’s extremely important to consult the mortgage professional first, if you target to support the purchase with bank funding and understand how much you can borrow. To do your eligibility Read More...

  Getting onto the real estate is one of the prime decisions one makes in his life and getting a mortgage may seem like an intimidating task, but it’s not that tricky and there are ways you can increase your chances and certainly, it pays to do so prudently. And before committing to a long-term Read More...

  Are you planning the investment in the real estate market this year, let’s take a deeper look on options of Ready property and Off-Plan property investment in the market   Ready Property   Ready units are the one which are completely ready for occupancy. In Dubai the average return on buy-to-let ready property is Read More...

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...

  For most people, buying a home means the biggest purchase they will ever make. And having a home is together a combination of lifestyle, affordability, and a long term investment decision and definitely, the numbers support this decision.   Buying a property can be an enormous investment hence it should be done with great Read More...

3 years back I bought an apartment in Abu Dhabi and now have AED 1.8 Million outstanding amount, I feel that I am paying higher interest rate to my current lender, can I switch my mortgage to another bank and what are the costs?     Yes, surely it would be a smart decision to Read More...

I am planning to buy an off plan property in Dubai, Does banks mortgage off plan properties? What are the eligibility criteria and what is the maximum Loan-to-value I can get? Yes, the bank do finance for off-plan projects, however only few banks are offering such facility to the clients. Even under Islamic funding this product Read More...