Tag Archives: best mortgage consultancy

Study Before Striding into Off Plan Purchase

Author: 4C Mortgage Consultancy | Category: Blogs | Date: January 14, 2017

    No doubts, off plan purchases are giving worthy alternative options in today’s market with an eye-catching payment plan, together with the resilient security measures taken by the government to protect buyers’ rights. Off plan developments have been steadily budding and are accessible at lesser values. These days all most every developer is offering Read More...

Applying for the Mortgage: Understand loan-to-value LTV

Author: 4C Mortgage Consultancy | Category: Home Loan Broker | Date: November 12, 2016

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...

Buy your Off-Plan Property in Dubai with Mortgage

Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 23, 2016

  Islamic Finance in Dubai Buying an off plan with a mortgage, buyers have the option to choose between the conventional product and the Islamic finance product in Dubai. Now if we talk about Islamic Finance, indeed has emerged in the market as a stranglehold within the overall Islamic finance region. Islamic Finance works differently Read More...

Tips on How to Buy Off Plan Property in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: August 19, 2016

  No doubts, off plan purchases are giving worthy alternative options in today’s market with an eye-catching payment plan, together with the resilient security measures taken by the government to protect buyers’ rights. Off plan developments have been steadily budding and are accessible at lesser values. These days all most every developer is offering a Read More...

Which are the best areas in Dubai for investment?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 28, 2016

    I am looking for a residential investment; can you advise me, which are the best areas in Dubai, which can give high yield on ready and off plan projects?     The Dubai real estate market is currently undergoing a steadiness period, which is directly tied to tactical government guidelines, including amended registration Read More...

Q& A: Are there any Islamic banking finance formats that are particularly useful to refinance a mortgage, i.e. by switching from a conventional to Islamic financing?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: March 27, 2016

      We are watching the market since long and now in 2016 willing to do our first real estate investment. But not sure whether to buy a house to live on or use as the investment property, kindly advise me what the benefits of buying as an investment are? And how you perceive Read More...

Benefits of hiring a Mortgage Consultant

Author: 4C Mortgage Consultancy | Category: Blogs | Date: January 19, 2016

  Buying a home is likely to be one of the enormous purchases and when we support that with mortgage finance, it’s always judicious to enlist the service of an independent mortgage consultant or a mortgage broker, who can lead you to make an informed financial decision in life. Mortgage Consultant helps to find the Read More...

Impact of Mortgage Regulation in 2015

Author: 4C Mortgage Consultancy | Category: Blogs | Date: January 12, 2016

  The future builds on the foundation of the past. Well, the same has been demonstrated in 2015 and would be chronic in upcoming years, as certain regulations which were restructured in the past by the regulators have started coming into effect.   However, the fundamentals remain strong with the healthy market correction and this Read More...

8 % increase in total real estate transactions in 2015

Author: 4C Mortgage Consultancy | Category: Property News | Date: January 10, 2016

  Dubai Land Department’s released its annual report on Saturday, and it showed real estate transactions recorded in the emirate last year exceeded Dh267 billion.   The report showed an 8 per cent increase compared to last year with 63719 total transactions.   Sultan Butti Bin Merjen, Director General of DLD, said: “These quarterly reports Read More...

Rates still favour UAE’s mortgage buyers

Author: 4C Mortgage Consultancy | Category: Property News | Date: December 27, 2015

  The US Fed may have raised the base rate, but it’s not by a margin to start hurting UAE’s mortgage takers. A 0.25 per cent increase is something they can take in their stride. And continue to do so as long as the US Federal Reserve keeps hiking its interest rate only by a Read More...