The Dubai real estate is relatively a mature marketplace and gives an opportunity to build wealth and establish the financial security. The current economic condition offers perhaps the best chance for home buyers and investors to appreciate the long-term cyclical nature of the real estate market.   Deciding whether to buy or lease a home Read More...

    I bought a hotel apartment at Business Bay. Currently, it’s an off plan project and the handover is in 2019. The SPA is being stamped by the developer. I paid Registration fees and 30 percent of the flat amount. Can I know my options to finance remaining amount?     Certainly, the finance Read More...

  Getting onto the real estate is one of the prime decisions one makes in his life and getting a mortgage may seem like an intimidating task, but it’s not that tricky and there are ways you can increase your chances and certainly, it pays to do so prudently. And before committing to a long-term Read More...

  I have four credit cards and a personal loan in UAE, where I have a few outstanding payments. Can you advise me how I can consolidate my payments? What are my options in the market?   Well, I would say, consolidation is the right approach towards reducing the fiscal obligation, as it helps to Read More...

  Are you planning the investment in the real estate market this year, let’s take a deeper look on options of Ready property and Off-Plan property investment in the market   Ready Property   Ready units are the one which are completely ready for occupancy. In Dubai the average return on buy-to-let ready property is Read More...

Dubai’s Land Department is working on a new rental law that will give separate weightage to commercial real estate such as offices, malls, health and educational property, apart from residential. The law, which is in front of the legislative committee, will replace the current one-size-fits-all rental regulation, top officials said.   That could pave the Read More...

    No doubts, off plan purchases are giving worthy alternative options in today’s market with an eye-catching payment plan, together with the resilient security measures taken by the government to protect buyers’ rights. Off plan developments have been steadily budding and are accessible at lesser values. These days all most every developer is offering Read More...

Nowadays, most people opt for a mortgage to buy a property in the UAE, for a very unpretentious reason- mortgage products offered are in the buyer’s interest. But will this endure in 2017? We need to be observant. When we actually plan to step on the property ladder, one need not only to shop for Read More...

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...

  Islamic Finance in Dubai Buying an off plan with a mortgage, buyers have the option to choose between the conventional product and the Islamic finance product in Dubai. Now if we talk about Islamic Finance, indeed has emerged in the market as a stranglehold within the overall Islamic finance region. Islamic Finance works differently Read More...