A: The process of debt consolidation loan allows borrowers to coalesce all debts with one single loan to help manage payment easily with one solo monthly installment and at preferential interest rates.   Indeed, debt consolidation loan could be an effective process and a relieving decision. Studies indicate that this Read More...

I currently have two personal loans. I’m expecting to receive a large bonus by the year end.Should I use that towards repaying my loan or is it a better idea to invest it in a savings account?   While I would say that getting rid of debt is always a prudent idea, sometimes it might Read More...

  Your quick guide for a first-time home purchase, what are the costs involved in securing a mortgage? What are the different charges one has to pay?     Well, on top of the lending amount, there are certain miscellaneous charges which the buyer need to keep in mind while securing a mortgage in Dubai. Read More...

    Dubai, United Arab Emirates: Managing Director of 4C Mortgage Consultancy, Dhiren Gupta has been nominated as a finalist for “Entrepreneur of the Year Award” in the prestigious 2017 Gulf Capital SME Awards.   Gulf Capital SME Awards a programme launched 5 years ago by MEED that celebrates the success, growth and innovation of Read More...

  Are you planning the investment in the real estate market this year, let’s take a deeper look on options of Ready property and Off-Plan property investment in the market   Ready Property   Ready units are the one which are completely ready for occupancy. In Dubai the average return on buy-to-let ready property is Read More...

Nowadays, most people opt for a mortgage to buy a property in the UAE, for a very unpretentious reason- mortgage products offered are in the buyer’s interest. But will this endure in 2017? We need to be observant. When we actually plan to step on the property ladder, one need not only to shop for Read More...

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...

  Amid slowing market conditions, government spending cuts and continued oil price decline, a number of realty projects in the UAE won’t be completed as scheduled this year, an industry consultant has said.   Real estate investment and advisory firm JLL estimated that the delivery of some 18,200 residential units in Dubai won’t come as Read More...

  The future builds on the foundation of the past. Well, the same has been demonstrated in 2015 and would be chronic in upcoming years, as certain regulations which were restructured in the past by the regulators have started coming into effect.   However, the fundamentals remain strong with the healthy market correction and this Read More...